Terms of Service

Effective Date: April 9, 2026

Welcome to Palmetto Startups. By accessing or using our website and services, you agree to be bound by these Terms of Service ("Terms"). Please read them carefully.

1. Services Overview

Palmetto Startups provides business formation services, business growth advisory, and connections to lending partners. Our services are intended for business owners, entrepreneurs, and individuals seeking to form or grow a business entity.

2. Eligibility

You must be at least 18 years of age and legally able to enter into binding contracts to use our services. By using our services, you represent and warrant that you meet these requirements.

3. Use of Our Website

You agree to use our website only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the website in any way that violates applicable laws or regulations
  • Attempt to interfere with the website's functionality or security
  • Transmit any harmful, fraudulent, or misleading content
  • Impersonate any person or entity

4. Lead Inquiry & Contact Forms

When you submit information through our contact or lead inquiry form, you represent that the information provided is accurate and complete. We use this information to contact you about our services as described in our Privacy Policy.

5. SMS / Text Messaging Terms

By opting in to receive SMS notifications from Palmetto Startups, you agree to the following terms:

  • • You consent to receive text messages from Palmetto Startups regarding your application status, account updates, and service-related information.
  • • Message frequency varies depending on your account activity and inquiries.
  • • Message and data rates may apply based on your mobile carrier plan.
  • • You may opt out at any time by replying STOP to any text message you receive from us.
  • • For assistance, reply HELP to any message or contact us at [email protected] or (864) 400-5015.
  • • Palmetto Startups will not share or sell your mobile telephone number or SMS consent with third parties, affiliates, or partners for promotional or marketing purposes.
  • • Opting out of SMS notifications will not affect your ability to use our other services.
  • • Supported carriers include but are not limited to: AT&T, Verizon, T-Mobile, Sprint, and other major U.S. carriers. Carrier support may vary.

6. Lending Partner Referrals

Palmetto Startups is not a lender. We connect you with third-party lending partners. Any loan or financing agreement is between you and the lending partner. We do not guarantee loan approval, interest rates, or financing terms. You should review all terms and conditions of any financing agreement independently.

7. No Legal or Financial Advice

The information provided by Palmetto Startups does not constitute legal, financial, or tax advice. We recommend consulting with qualified professionals for advice specific to your situation.

8. Intellectual Property

All content on our website—including text, graphics, logos, and images—is the property of Palmetto Startups and is protected by intellectual property laws. You may not reproduce, distribute, or use our content without written permission.

9. Limitation of Liability

To the fullest extent permitted by law, Palmetto Startups shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.

10. Indemnification

You agree to indemnify and hold harmless Palmetto Startups, its officers, employees, and affiliates from any claims, damages, or expenses arising from your use of our services or violation of these Terms.

11. Governing Law

These Terms are governed by the laws of the State of South Carolina, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts located in Greenville County, South Carolina.

12. Changes to These Terms

We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page with a revised effective date. Continued use of our services constitutes acceptance of the updated Terms.

13. Contact Us

If you have questions about these Terms of Service, please contact us:

  • Email: [email protected]
  • Phone: (864) 400-5015
  • Address: 33 Market Point Dr., Greenville, SC 29607